Alternatives to group insurance for companies, associations or groups
A flexible alternative to traditional individual and group insurance plans
FOR COMPANIES, ASSOCIATIONS OR GROUPS
The Alternative Proteck offers you an alternative to the traditional group insurance plan:
- Optional à la carte plan per policy holder
- No obligation to join a private plan covering medication
- No obligation from the employer to contribute
The Alternative Proteck offers:
- A cost comparison of the group plan vs the Alternative Proteck (including the cost of the RAMQ)
- Different cost sharing and guarantee scenarios
- A simulator allowing you to evaluate the various combinations of products according to your needs
- Billing and cost sharing between employer and employee
- Better forecast of future costs
- A taxable benefits calculator
Alternative Proteck advantages:
- A la carte insurance protections, as desired by the employee
- The employer has the option whether or not to contribute to the Alternative Proteck plan
- No minimum participation (number of employees) required to set up the plan
- The drug insurance plan is that governed by the RAMQ
- Portable plan: if an employee leaves the company, they can keep their protections
- Quality protections, adapted to employees needs
For more information about the program, see the Alternative Proteck brochure here. (Only available in French)
